(not my story)
Let’s say you lent your infant car seat to your friend down the block, when she had her first baby. Your baby had just grown out of it and you were pleased to help her out. Unfortunately your friend’s family was in a car crash, no one seriously hurt, but the car was totaled. Safety standards recommend that if the infant seat was in a car involved in a crash it is no longer recommended to be used.
You are now pregnant again with your second child, and know you will soon need a new infant car seat. Is your friend obligated to buy it for you / give you the full amount you need? If she is oblivious to this obligation, how do you bring it up without ruining the friendship?